اعلانات هامة

The credit activity is one of the topics that concern the banking activity and its employees. As the bank's function as a savings vessel, it is to lend these available savings and distribute them to various economic sectors to push the process of economic activity and achieve the goals of the economic development plan on the one hand and the search for profit. Bank credit, types and characteristics, and study the impact of direct facilities and their risks in the profitability of commercial banks. This research answers the following questions:

1. Is there an impact of the total direct credit facilities on the profitability of Bemo Saudi Fransi during the study period?

2. Is there an impact on the size of the non-performing debt on the profitability of Bemo Saudi Fransi during the study period?

The case of Bemo Saudi Fransi Bank was studied and results were obtained showing that there is a statistically significant impact of the direct facilities in the profitability of the bank.

Keywords: credit, credit risk, profitability of banks